Beach Haven West is a residential development in Stafford Township. The area offers mostly single family homes on the water and an easy access point to Long Beach Island! With easy lagoon front living at an affordable price, Beach Haven West is a boaters paradise and a great place to call home however buyers have to be aware of the changes to flood insurance in Beach Haven West before buying a home.
Beach Haven West is a beautiful waterfront community located on the shores of Barnegat Bay in Manahawkin NJ. Beach Haven West is part of Stafford Twp and is distinguished by its unique make up in the Southern Ocean County area and real estate market.
Beach Haven West allows its residents to own a waterfront home at an affordable price will still having access to all the fun of Stafford, Manahawkin and of course, Long Beach Island!
The Beach Haven West NJ Real Estate market was impacted greatly by Hurricane Sandy and such to the point that past years sales are somewhat irrelevant. Hurricane Sandy caused massive damage to the entire Beach Haven West area due to high flooding. With the recent changes in the National Flood Insurance Program (which had nothing to do with Hurricane Sandy), the makeup of Beach Haven West is undergoing major changes.
The area was originally developed in the 1950's and 1960's with homes being built on slabs or on a low block foundation. These home were particularly at risk to flooding and in some cases these homes has 5 feet of water inside the structure! These home are subject to major increases in their flood insurance premiums due to the changes implemented by Congress and the Biggot Waters Act.
Due to the changes in the law, flood insurance is now priced by the elevation of the first flood of a dwelling. Elevation is comprised of the natural ground elevation combined with the elevation of the structure's foundation. These two numbers together give you the building's elevation. With these changes, most homes in Beach Haven West need to be raised or town down and a new home built in its place up to current Base Flood Elevation (BFE).
Homes that are currently at or are above BFE have retained much of their value whereas homes that are below grade are sold for land value. To learn more about the impact of flood insurance on the Beach Haven West NJ Real Estate market, please visit our links below.